If you’re looking for how to delete Credit Karma account, you’re not alone. Many users across the U.S. eventually want to deactivate their accounts due to privacy concerns, no longer needing credit monitoring, or simply switching services.
In this updated guide, we’ll walk you through:
- How to delete a Credit Karma account (step-by-step)
- What happens after you delete your account
- Tips to safeguard your data before closing
- Answers to frequently asked questions
Table of Contents
📌 Things to Know Before You Delete Credit Karma
Before you jump in to delete your account, consider:
- You’ll lose access to credit reports, scores, and recommendations.
- Your credit data remains with TransUnion and Equifax.
- You cannot recover your old data if you rejoin Credit Karma later.
💡 Tip: Save your credit score and reports before deletion. Read our guide to download your credit report for future reference.
🧭 How to Delete Credit Karma Account — Step-by-Step
Here’s the most accurate and up-to-date way to delete your Credit Karma account:
✅ Step 1: Log in to Your Account
- Visit www.creditkarma.com on desktop or mobile.
- Enter your login credentials.
✅ Step 2: Go to “Settings”
- On desktop: Click your profile icon > choose Profile & Settings.
- On mobile app: Open menu > tap Profile > go to Settings.
✅ Step 3: Close Your Account
- Scroll to the bottom and click “Close My Account.”
- Confirm the action in the pop-up by clicking “Yes”.
🎉 Done! That’s how to delete your Credit Karma account in just 3 steps.
🏦 Have a Credit Karma Money Account?
If you have a Credit Karma Money Save or Spend account, you must close it before deleting your main Credit Karma account.
👉 Here’s how:
🔐 Does Deleting Affect My Credit Score?
No. Deleting your Credit Karma account does not affect your credit score. Your scores are pulled from TransUnion and Equifax, and remain accessible if you use another service.
⏳ How Long Does Account Deletion Take?
After confirmation, it typically takes 24 hours for your account to be permanently closed.
🔁 Can I Reopen My Credit Karma Account?
Yes, but you’ll need to create a new account from scratch. Your old credit history, recommendations, and settings will not carry over.
🧾 What Happens to My Data?
According to Credit Karma, they retain some user data for regulatory and legal reasons for up to 6 years.
Learn more here: What happens to my data when I close my account
🤔 Frequently Asked Questions (FAQs)
How to delete a Credit Karma account from the app?
Open the mobile app, go to Profile > Settings, scroll down, and tap Close My Account.
How to delete my Credit Karma account if I lost access?
You’ll need to recover your login first by visiting Credit Karma Recovery. Then follow the standard deletion process.
Can I delete my account via customer support?
No. You must do it yourself via the account settings for security purposes.
Is there a waiting period before my account is deleted?
Once you confirm, the deletion typically takes place within 24 hours.
🌐 Trusted External Sources:
🧩 Final Thoughts
Whether you’re worried about privacy or just simplifying your digital life, now you know how to delete your Credit Karma account safely and completely. Remember to download any reports or score history you want to keep, and close all linked financial accounts beforehand.
Ready to clean up your online presence? Browse more guides at DeleteMaster.com and take back control of your digital footprint.
